Do your own a classic car or special vehicle? Has your regular insurance company turned their backs or made the premium so high that you are thinking of selling your car to buy bread?

Well, fret not.

Here are a few quick tips to get your car insured.

Tip 1

Contact your regular insurance company and check that you are getting the best rate. You may be entitled to a reduction based upon good driving history.

Tip 2

THEN, search on the net for classic car insurance, classic auto insurance, kit car insurance etc. Whichever suits your type of vehicle. You will be pleased to know there are now lots of specialist insurers.

Tip 3

Get a number of quotes from each and perform due diligence. I suggest making phone contact with them and asking them a few questions. i.e How long have you been in business? What is your financial backing? Do they have a physical address?

Check around for good recommendations from sites you trust before you make a decision.

Tip 4

Make sure you don't forget to check all the terms, conditions and restrictions.

Tip 5

Be insurance savvy! Your regular insurance company just wants to crunch the numbers. A specialist insurance company knows that you look after your car like one of your children. This is often reflected in a lower premium. So shop around and enjoy.